Buying an Engagement Ring
Are
you thinking about buying an engagement ring? This is a big decision and
there are steps that you need to take. Below are five tips to consider
when buying an engagement ring :
1. Settle on a budget
Figuring out a budget is a necessary before you walk into the jewelry store.
Salespeople at a jewelry store will try to get every penny possible out of you when buying an engagement ring and
make you fill guilty for not spending 10 times more than you originally planned. A good standard to remember is two
month's salary, although this standard is not set in stone, it was established by the diamond industry in the early
20th century and it is
still a good place to start.
2. Purchase the stone separately
You will get a better deal if you buy the diamond and the ring setting separately.
Make sure you buy a diamond with high color and cut, but with slightly lower clarity.Make sure you examine the
stone yourself before the purchase. Most flaws are barely
visible.
3. Choose a setting
There are many choices of settings to choose from. From simple with a solitaire
setting, to more complex settings, with filigree, extra side stones, and other details. There are also several
types of metals to choose from such as gold, white or rose gold, platinum, or
titanium.
4. Get a friend to go with you
Many couples these days decide to buy their engagement
rings together. This takes away a lot of the anticipation and
excitement if she already knows what she is getting. If you want to surprise your
gal, bring a friend. Having someone you trust along will help you make a good
decision.
5. Get it in writing
Just as you would not buy a car without a contract, make sure that you get an
independent diamond-grading report about the engagement ring. Another big thing when buying an egagement ring is to
make sure that you get the ring.
Buying an engagement ring is a big step in
your life as well as hers. When buying an engagement ring please keep these steps in mind.
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